View by currency
Review each currency separately instead of adding balances across currencies without conversion.
MULTI-CURRENCY ACCOUNT · FUND VISIBILITY
Different currencies. A clearer view of funds.
Review balances, available funds and frozen funds by currency, and bring receipt records and payment planning into the same financial view.
ILLUSTRATION · NOT LIVE DATA
A view for every currency
Illustrative account · not actual balances
Account balance28,000.00 USD
- Available balance
- 24,500.00 USD
- Frozen balance
- 3,500.00 USD
View by currency
IN PRACTICE
Know the status before the next move.
Available versus frozen
Use available balances for payment planning. Interpret frozen funds alongside the relevant orders and processing status.
Support reconciliation
Compare fund changes with receipts and payment records, keeping links to your internal business documents.
THE WORKFLOW
Make balance checks part of the workflow.
Account services and currencies depend on activation. Use the returned balance information.
- 01
Identify the account
Check which account services and currencies have been enabled.
- 02
Review balances
Read total, frozen and available balance fields separately.
- 03
Plan fund movements
Plan payments around available funds and follow related receipts and orders.
- 04
Reconcile regularly
Reconcile by currency and business record, using order statuses to investigate differences.
Business use cases
How businesses use it
Connect this capability to your everyday business payments.
Daily balance reviews
Review available and frozen balances by currency to inform upcoming business payments.
Transaction and balance checks
Review balance movements against payment records and prepare information for your finance team’s reconciliation.
BEFORE YOU START
Read each balance field in context.
These fields help explain fund status. Actual changes depend on your account records.
Discuss your needs- 01
Account balance
The balance returned for an account, read alongside its currency and account details.
- 02
Available balance
The field used to understand funds currently available, rather than cumulative historical receipts.
- 03
Frozen balance
Funds to review against order and processing status, rather than treat as freely available.
FAQ
Questions, answered
Practical details about availability, activation and daily use.
Can I add balances in different currencies?
Choose a valuation currency and applicable rates first. This page shows currencies separately and does not add unconverted balances.
Which balances can I query through the API?
The current fund-pool balance endpoint includes currency, balance, frozen balance and available balance fields. See the developer centre.
Does a receipt record mean funds are available?
A receipt record alone does not establish fund availability. Check both the collection status and the account’s available balance.
Make your business needs the next step.
Tell us your regions, currencies and payment flows to find the appropriate services and integration approach.